
for over 20 years!”

your region's entrepreneurs

support offered
Our business is your dreams
We strive to improve people’s quality of life and foster social inclusion by offering a concrete solution to the inequality of entrepreneurial opportunities in financing. Our actions change lives and fulfill dreams!
OUR MISSION
We help businesses that do not have access to traditional financing, contributing to the economic development of our region.
OUR SERVICES
We offer financing, support and training for start-up, growth and consolidation/recovery projects.
OUR JOURNEY
Since 2001, our organization has devoted all its efforts to providing loans from the community to individuals in precarious financial situations.
At the service of entrepreneurs
Our network
Our Customers
Concretely…
The FEMontérégie is part of the MicroEntreprendre Network, a leader in entrepreneurial microcredit, which brings together 20 members in 17 Quebec regions. MicroEntreprendre ensures its member's cohesion and increases the positive impact of entrepreneurial microcredit organizations. Thanks to their sense of community and solidarity, these become essential to each region's inclusion and economic development.
The FEMontérégie aims its services to individuals excluded from the traditional financing system of which banking institutions are a part. Its diverse clientele includes people with low incomes, those over their 40s and immigrants, and women, mothers and young people—all motivated and talented entrepreneurs who want to develop their financial autonomy and realize themselves through ambitious projects.
The FEMontérégie supports socially responsible business projects located in its territory with proven economic viability (e.g. market research or sales). The loan, of up to $20,000 amortized over 12 to 36 months and having an annual interest rate of 10%, is granted to the individual and not to the business. The promoter, who will benefit from proximity support, must demonstrate entrepreneurial and technical qualities.
Our fundraising
Entrepreneurship is an essential dimension in each region’s economic development and prosperity and must be valued. Microcredit is the only financing solution for those forgotten by the banking network.
Currently, the investment fund is insufficient to meet the growing demand of Montérégie entrepreneurs, and you have the power to make a difference by providing us with assistance in the way of:
Direct investment (2% annual return). It is possible to reinvest the interest rate (issue of charitable receipts).
Donations (tax receipt for any amount over $20).
Our fundraising
Entrepreneurship is an essential dimension in each region’s economic development and prosperity and must be valued. Microcredit is the only financing solution for those forgotten by the banking network.
Currently, the investment fund is insufficient to meet the growing demand of Montérégie entrepreneurs, and you have the power to make a difference by providing us with assistance in the way of:
Direct investment (2% annual return). It is possible to reinvest the interest rate (issue of charitable receipts).
Donations (tax receipt for any amount over $20).
Le Microcrédit entrepreneurial
Entrepreneurship plays a crucial role in job creation
Companies supported by the Fund have a survival rate of 88% after five years.
Discover the Fonds d’Emprunt Montérégie, an organization that receives more and more requests for assistance from its partners to support developing or vulnerable companies.
That makes the difference

Inclusion
We work with a diverse clientele excluded from the traditional credit system

Solidarity
The sense of community and mutual help guide our actions and those of our investors

Sust. Development
Our implication in our environment, in the future, and our actions are ethical and socially responsible.

Globality
Our comprehensive approach takes into account the social and economic needs of people in our region

Our customers opinion
“I am extremely grateful to the Fonds d'Emprunt Montérégie team. It was a key element in starting my business. Eric and Sandra did their job well and put all their heart and energy into it. They are passionate about what they do, and it makes a huge difference.»
Pablo Sanchez
FOUNDER INKALATO INC.“The team in place offers us a very pleasant experience when looking for information on entrepreneurship. They offer, among other things, a support service for entrepreneurs who are looking for information and help to develop their business plan. I strongly recommend contacting them to learn more about their services.»
Mathieu Bergeron
CO-FOUNDER MONSIEUR MALT“We'd like to thank the FEM for all the support in realizing our groundbreaking project. Thanks to careful listening from Sandra Quesnel and her advice, we were able to add a specialized drone to our fleet. It is a privilege to have been chosen by the FEM, and we wish to keep it as success partner in this adventure.»