200
+YEARS
OF COMMITMENT
1330
HONOR
LOANS
15010
JOBS
CREATED
960
%CONTRIBUTE TO…
Our fundraising
Entrepreneurship is an essential dimension in each region’s economic development and prosperity and must be valued. Microcredit is the only financing solution for those forgotten by the banking network.
Currently, the investment fund is insufficient to meet the growing demand of Montérégie entrepreneurs, and you have the power to make a difference by providing us with assistance in the way of:
Direct investment (2% annual return). It is possible to reinvest the interest rate (issue of charitable receipts).
Donations (tax receipt for any amount over $20).
Help Entrepreneurs
GOAL:
500 000
$
COLLECTED : 136 165 $
TO BE RAISED : 363 835 $
WE GUARANTEE THAT YOUR HELP WILL BE ENTIRELY IN THE HANDS OF ENTREPRENEURS IN NEED.
CONTRIBUTE TO…
Our fundraising
Entrepreneurship is an essential dimension in each region’s economic development and prosperity and must be valued. Microcredit is the only financing solution for those forgotten by the banking network.
Currently, the investment fund is insufficient to meet the growing demand of Montérégie entrepreneurs, and you have the power to make a difference by providing us with assistance in the way of:
Direct investment (2% annual return). It is possible to reinvest the interest rate (issue of charitable receipts).
Donations (tax receipt for any amount over $20).
Help Entrepreneurs
GOAL:
500
K$
COLLECTED : 136 165 $
TO BE RAISED : 363 835 $
WE GUARANTEE THAT YOUR HELP WILL BE ENTIRELY IN THE HANDS OF ENTREPRENEURS IN NEED.
GIVING WITHOUT HASSLE
We need committed people to support our cause!
You can make a DIRECT INVESTMENT: since 2001, our organization, the Fonds d’Emprunt Montérégie, has concluded forward agreement contracts with investors. We offer an annual interest rate of 2% on the amount invested. In addition, we can give charitable receipts for the same value as the interest rate on the investment anniversary if you choose to convert the latter into a donation. Click on the INVEST button to fill out our form.
You can make a DONATION: we receive donations directly on our Zeffy page (formerly Symplik), the only platform for non-profit organizations that gives us 100% of your contributions. These contributions can be one-time or recurring; you can choose the amount that suits you. Any contribution over $20 will entitle you to a tax receipt. You just have to click on the DONATE button to make a transaction safely.
YEARS
HONOR
JOBS
REFUND
YOUR DONATIONS…
Serve a good cause
Contribution
Help
Transparency
In any case, your contribution will be 100% in the hands of Montérégie entrepreneurs. It will finance socially responsible business projects supporting our region's social and economic development. This is possible thanks to the financial support of the Ministry of Economy and Innovation (MEI), which covers all our current operations.
Joining the Fonds d'Emprunt Montérégie project means collaborating to:
-Fund business projects and make dreams come true;
-Contribute to sustainable jobs creation;
-Encourage the regional and Quebec economy;
-Foster wealth, social and financial inclusion;
-Participate in building a more equitable and supportive community.
We have a fundraising campaign committee composed of volunteers who ensure its proper functioning:
Fawzi Ait - Chabane Touria Fadaili
Carl O’Brien
Amélie Poirier
We are proud members of the MicroEntreprendre network, which brings together all microcredit organizations in the province.
We produce our annual report with concrete results every year, which you can see here.
OUR ENTREPRENEURS
A diversified clientele
Our clients are motivated and talented people who want to develop their financial autonomy and fulfill themselves through ambitious projects, including:
- 40 years old entrepreneurs and over: they want to make a living from their passion, but all the programs offered are aimed at people aged 39 and under.
- The immigrant entrepreneur has a job well below his qualifications, so he chooses to make his own way through entrepreneurship.
- The entrepreneurial mother: she has had a professional career but wants to be closer to her children.
0
ARE WOMEN0
ARE 36-40 YEARS OLDQUESTIONS?
We have answers
Why is there a need for entrepreneurial financing?
Because the lack of funding represents one of the significant obstacles to local business development. Unfortunately, the inequality of entrepreneurial opportunities in financing is often present in our society. This sad reality is truer for many women, mothers, immigrants and early retirees who want to make a living from entrepreneurship.
Why contribute to the cause of the FEMontérégie?
Because entrepreneurs struggle daily to create their own jobs and generate their own income. Your contribution gives all these entrepreneurs the means to meet their goals. Thus, you give a boost to Montérégie's economy and social development.
Where does FEMontérégie funding come from?
Funds come from donations and investments made by the community and the private sector, including foundations, financial institutions, NPOs and people like you who are committed to helping entrepreneurs achieve their dreams.
What will you do with my donation/investment?
All your contributions will be automatically applied to our investment fund. This fund is used exclusively for loans to our entrepreneurs.
What is my investment potential?
Each $1 of your investment can raise an average of $9 from other players in the industry. (Source: MicroEntreprendre.)
Can I get a charitable donation receipt?
Yes, for any 20$ donation or more, you will get a charitable donation receipt that can be applied to your tax returns. We are an economic development NGO recognized by provincial and federal governments.
Can I see examples of supported entrepreneurs?
Of course! To see examples of some projects we support, please visit the Our Entrepreneurs page.
How can you explain such a high reimbursement rate (96%)?
These people understand that everyone must do their part to give to the next. The borrower, aware of this link in the “loan-repayment-loan” mutual aid chain, usually repays diligently.
This rate is also explained by the proximity and the bond of trust maintained between our organization team and our borrowing clients. Regular follow-ups make it possible to maintain open communication and react according to each person's evolutionary circumstances in a fully individualized approach.
Why did you set $500,000 as your goal?
Because over the next two years, the demand for aid is expected to increase by 45%, even though the investment fund is insufficient to meet the growing demand. To ensure we address this, we need to increase the investment fund by a minimum of $500,000.
